Savings Account

Joint Account Option

Expense Alternative

Safe To Spend Alt

Online Bill Pay

Mobile Check Deposit

Checks

Zelle

Outgoing Wires

Incoming Wires

No Fees

Business Banking

Instant Internal Account Transfers

Automatic Goal funding

Automatic expense funding

Automatic goal/ expense spending

Early Direct Deposit

Cash Back / Rewards

ACH Transfers

Transaction Notifications

Apple Pay

Google Pay

Auto Save (auto transfer)

CSV/JSON Export

Graphical Spending analysis like simple

Dark Mode UI

Kids Teen Accounts

Custom notes on transactions

No fee for card declined

Modern UI

OFX Downloads (for integration with Quicken, etc.)

Real-time accuracy (i.e. do transactions show up in the app instantly -- or are they batched and processed once a day)